Home Insurance: How to recover stolen goods

If you are the victim of a robbery you need to maximise your chances of retrieving your personal property. An exciting new way to achieve this is via SmartWater, an official police accredited organisation that Lovat is actively supporting. Police recover thousands of unidentified items each year, which remain unclaimed. Smartwater will greatly reduce this problem.

Smartwater is a unique water-based solution which provides a "forensic fingerprint" that has been likened to DNA profiling. The water is invisible to the naked eye and each bottle contains its own unique DNA strand, visible only under UV light. A tiny dot of the clear solution is virtually impossible to remove and allows police officers with ultra violet lights to identify where an item came from. A master computer database matches the code to the owner, making the return of recovered stolen goods much easier.

Traditional property marking systems cannot code your possessions like SmartWater can. With SmartWater, not only can you code your television and other electrical items, you can even code your jewellery and sentimental items safely and discreetly. You can code pretty much anything with SmartWater: tools, golf clubs, garden furniture - whether large or small, inside or outside

And its so easy to apply! Just dab SmartWater into the nooks and crannies of the item you are coding and it will be virtually impossible to remove entirely. We will only need a tiny speck to identify the property as yours - and if it's been stolen, the Police can arrest, prosecute and convict the burglar, based on irrefutable evidence.

The system costs householders from £3.50 a month (£42.10 per annum) for a supply of home coding equipment and entry into a national database.