Insuring your house, its contents and your possessions

For most people their house or flat is their most valuable asset.

Working out insurance values for your home.

For buildings the Association of British Insurers website (see the information zone for consumers) has a calculator for rebuilding costs on the majority of home types.

For contents we recommend a full inventory of contents and valuations and perhaps photographs for more specialist items.

Whether you keep these as paper documents or electronically such inventories are best stored or duplicated away from your home.

A reciprocal arrangement with a friend or family member will help ensure that in the event of serious destruction or loss you both still have a record should the worst happen.

Lovat Insurance Brokers Limited is part of the Bestinvest Group and authorised and regulated by the Financial Services Authority (FSA). Lovat Insurance Brokers Limited's FSA Company reference number is 305302 and this may be verified by checking the register on the FSA website http://www.fsa.gov.uk/register/home.do or by contacting the FSA on 0845 606 1234. The FSA are an independent body that regulates General Insurance, Mortgages and the Financial Services Industry. Copyright Lovat Insurance Brokers Limited 2009 - All Rights Reserved