Personal Accident Insurance

Cover for groups of people.

Personal Accident insurance can be arranged for a group of people against accidents or sickness leading to injury or disability.

Payments under the policy are not dependent on an employee proving an employer is liable and the business's ability to settle quickly following an accident helps staff morale and cost reduction.

• Insurance may operate during employment hours only or be on a 24 hours per day basis.
• A group may be employees, members of a trade association or club or a special interest group.
• As an employer the most likely groupings will be directors and staff with perhaps differing levels of benefit related to normal income levels for the people insured.
• Cover is flexible in its arrangement and includes selectable cash sums and time scales for varying levels of injury and disability.

Lovat Insurance Brokers Limited is part of the Bestinvest Group and authorised and regulated by the Financial Services Authority (FSA). Lovat Insurance Brokers Limited's FSA Company reference number is 305302 and this may be verified by checking the register on the FSA website http://www.fsa.gov.uk/register/home.do or by contacting the FSA on 0845 606 1234. The FSA are an independent body that regulates General Insurance, Mortgages and the Financial Services Industry. Copyright Lovat Insurance Brokers Limited 2009 - All Rights Reserved