Elite Rowing Insurance
competitive insurance for clubs,
universities colleges and
individual rowing boat owners.
competitive insurance for clubs,
universities colleges and
individual rowing boat owners.
Overview 
Quotations Property Liabilities Vehicles Contractors Office and Retail Plant and Machinery
Employee Benefits Business Travel Personal Accident Cargo
Quotations Property Liabilities Vehicles Contractors Office and Retail Plant and MachineryEmployee Benefits
Business Travel Personal Accident Cargo
Contact Us
For an initial consultation, corporate or SME, telephone the Commercial team on 01892 509010 or email commercial.
Liabilities
High awards for personal injury claims are now commonplace and any business is vulnerable to ruinous court action brought by employees or third parties following injury in course of their employment or dealings with the business.
A business may be sued if one employee injures another or injures a visitor or member of the public.
- If a product causes sickness or injury to the user an action may be brought. A disclaimer on the product is not enough.
- A visitor may be injured by processes or a building defect.
- The risk of food poisoning in some trades needs special attention.
- Financial loss can be sustained following professional negligence.
- Directors and senior managers may be personally liable without being involved personally in the incident causing the action.
Indemnity limits need to be adequate, not excessive. Lovat will show you how to concentrate resources on those risks which really threaten your business.